IN THESE POLICIES, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. THE LINKED INSURANCE PRODUCT DOES NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.
Large, mid and small caps — together, in a single unit-linked fund. Entry NAV of ₹10, open until 21 September 2026.
By submitting your details, you agree to be contacted regarding this fund.
What makes Multi Cap investing a powerful approach across market cycles? Hear directly from our investment expert as he unpacks the thinking behind multi-cap investing, the role of large, mid and small caps, and how diversification can help build long-term wealth.
Large, mid and small caps each take their turn leading the market. A multicap holds all three, so your participation isn't tied to picking the right one at the right time.
Rather than holding separate large, mid and small cap exposures, this fund carries a single blended allocation across India's listed market.
Your money is spread across large, mid and small companies, with at least 25% in each. Our fund managers manage the remaining portion to capture the best opportunities.
New funds open at a ₹10 NAV. This is the window to enter at the fund's starting unit price, and it closes on 21 September 2026.
The Multicap Fund is new. The team managing it isn't. Here's how two of our existing equity funds have performed against their benchmarks.
Don't take our word. Watch what our fund experts have to say..
Diversified across market leaders, rising businesses and emerging opportunities — with life cover built in.
Established companies that bring relative stability to the allocation.
Businesses in their growth phase, scaling into larger positions.
Early-stage companies with room to expand, held in measured weight.
Your investment sits inside a life insurance plan, so your family is covered too.
Tell us how much you're looking to invest. It takes under a minute and there's no payment at this stage.
An investment specialist calls you, walks through the fund, and helps you pick between iInvest Ultima Plus, iInvest II and iInvest Advantage.
Finish the application digitally and your units are allotted at the ₹10 NFO NAV.
A Multicap Fund is an equity fund that participates across Large-Cap, Mid-Cap and Small-Cap companies within a single scheme. This gives you exposure to the full breadth of India's listed equity market through one fund.
The Bandhan Life Multicap Fund is a fund option under Bandhan Life ULIPs that participates across Large, Mid and Small Cap companies in a single fund, benchmarked to the Nifty 500 Index. It is available at an entry NAV of ₹10 during the launch window of 3rd to 17th August 2026.
The Bandhan Life Multicap Fund is available as a fund option under Bandhan Life iInvest II (UIN: 138L089V01), Bandhan Life iInvest Ultima Plus (UIN: 138L099V01), Bandhan Life iInvest Advantage (UIN: 138L090V01) and Bandhan Life Secure 'N' Grow.
The Bandhan Life Multicap Fund is benchmarked against the Nifty 500 Index, which represents the top 500 listed companies in India across Large, Mid and Small Cap segments.
A single-segment fund gives you exposure to only one part of the market. A Multicap Fund brings all three market segments together in one scheme, helping you participate across the full breadth of India's listed equity market through a single fund.
No. The Bandhan Life Multicap Fund is offered through eligible Bandhan Life ULIP products. It combines market-linked participation with the additional benefits available under a ULIP.
A Multicap Fund is typically suited to someone with a long-term financial horizon of 5 years or more who wants broad market participation. Please consult a Bandhan Life advisor for a personalised assessment.
You can participate in the fund through eligible Bandhan Life ULIP products that offer the Bandhan Life Multicap Fund as an available fund option.
No. The Bandhan Life Multicap Fund is available through eligible Bandhan Life ULIP products and does not require a separate Demat or trading account.
Existing policyholders may be able to invest in the fund through applicable fund allocation, premium redirection or fund switch options, subject to product terms and conditions. These service requests can be managed through Bandhan Life iAssist.
When a new fund is launched, its units are typically offered at a base Net Asset Value (NAV) of ₹10. This is the starting price at which units are allotted during the launch window (3rd to 17th August 2026). The NAV itself represents the per-unit value of the fund's assets — it is neither an indicator of future returns nor a measure of the fund's quality.
No. The NAV only reflects the per-unit value of the fund. A lower NAV does not necessarily indicate that a fund is more attractive or has greater growth potential than a fund with a higher NAV.
Yes. The Bandhan Life Multicap Fund is a market-linked fund. The value of units may go up or down based on market performance and factors influencing the capital markets. In this policy, the investment risk in the investment portfolio is borne by the policyholder.
Yes. Tax benefits are available under Sections 80C and 10(10D) of the Income Tax Act, subject to applicable conditions and prevailing tax laws. Consult your tax advisor.
Bandhan Life iTerm Elite (UIN: 138N095V01). A Non-Linked, Non-Participating, Individual Pure Risk Life Insurance Plan. Life insurance cover is available under this product. Life cover is the benefit payable on the death of the life assured during the policy term. For more details on risk factors, terms & conditions please read sales brochures and benefits illustrations carefully before concluding a sale. Insurance issuance is subject to the Board Approved Underwriting Policy.
[~] Under Insta Claim facility, ‘1 Day’ means one working day from the date we receive all required documents and information, including any additional details or clarifications requested by us. Any verification call conducted by the Company will be treated as part of the documentation process. Working days are Monday to Friday, excluding National, Bank, and Public Holidays. The illustrated amount of ₹1 lakh is derived based on a selected Sum Assured of ₹1 crore and represents 1% of the chosen Sum Assured.
[4] The policyholder is allowed to defer the due premium for a period of up to 12 months from the due date. This option is allowed to be exercised after completion of 3 policy years, provided all due premiums have been paid and the policy is in force.
[5] Increase or decrease in Base sum assured shall be subject to Board Approved Underwriting Policy (BAUP) of the Company. For detailed terms & conditions, please read the product brochure or policy document.
[^] Individual Death Claim Settlement Ratio for Bandhan Life Insurance Limited for FY 2024-25 is 98.15% as per annual audited figures.
[@] Special Exit Value is a benefit where the policyholder shall be returned a percentage of Total Premiums Paid plus underwriting extra premiums paid if any. Policyholders can avail 50% of total premiums paid at age 55 in case of limited pay and remaining premiums at the age of 65 or directly claim up to 100% total premiums paid, at age 65 in case of limited pay and 15 years before maturity in case of regular pay.
[*] T&C Apply.
ADVT No. II/May 2026/0111