N ULIPS, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Large, mid and small caps — together, in a single unit-linked fund. You don’t have to choose which one leads next. Entry NAV of ₹10**, open until 21 September 2026.
THE LINKED INSURANCE PRODUCT DOES NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.
Large, mid and small caps each take their turn leading the market. A multicap holds all three, so you’re free to stay invested, without having to pick the right one at the right time.
Rather than holding separate large, mid and small cap exposures, this fund carries a single blended allocation across India's listed market.
Your money is spread across large, mid and small companies. Our fund managers decide the allocation as per the funds investment mandate, and shift it as opportunities change.
New funds open at a ₹10 NAV**. This is the window to enter at the fund's starting unit price, and it closes on 21 September 2026.
What makes Multi Cap Fund investing a powerful approach across market cycles? Hear directly from our investment expert as he unpacks the thinking behind Multi Cap Fund investing, the role of large, mid and small caps, and how diversification can help build long-term wealth.
The Multi Cap Fund is new. The team managing it isn't. Here's how two of our existing equity funds have performed against their benchmarks.
Don't take our word. Watch what our fund experts have to say..
The Multi Cap Fund is available across three of our ULIPs. Each has a different structure of charges, cover and loyalty benefits. Our expert will help you pick the one that suits your plan.
By submitting your details, you agree to be contacted regarding this fund.
Diversified across market leaders, rising businesses and emerging opportunities — with life cover built in.
Established companies that bring relative stability to the allocation.
Businesses in their growth phase, scaling into larger positions.
Early-stage companies with room to expand, held in measured weight.
Your investment sits inside a life insurance plan, so your family is covered too.
Just your name and number. Nothing to pay, nothing to commit.
They’ll understand what you’re investing towards, explain how the fund works, and help you judge whether it fits your plan.
Once you’re sure, complete your application and your units are allotted at the launch NAV.
A Multi Cap Fund is an equity fund that participates across Large-Cap, Mid-Cap and Small-Cap companies within a single scheme. This gives you exposure to the full breadth of India's listed equity market through one fund.
The Bandhan Life Multi Cap Fund is a fund option under Bandhan Life ULIPs that participates across Large, Mid and Small Cap companies in a single fund, benchmarked to the Nifty 500 Index. It is available at an entry NAV of ₹10** during the launch window of 3rd to 17th August 2026.
The Bandhan Life Multi Cap Fund is available as a fund option under Bandhan Life iInvest II (UIN: 138L089V01), Bandhan Life iInvest Ultima Plus (UIN: 138L099V01), Bandhan Life iInvest Advantage (UIN: 138L090V01) and Bandhan Life Secure 'N' Grow.
The Bandhan Life Multi Cap Fund is benchmarked against the Nifty 500 Index, which represents the top 500 listed companies in India across Large, Mid and Small Cap segments.
A single-segment fund gives you exposure to only one part of the market. A Multi Cap Fund brings all three market segments together in one scheme, helping you participate across the full breadth of India's listed equity market through a single fund.
No. The Bandhan Life Multi Cap Fund is offered through eligible Bandhan Life ULIP products. It combines market-linked participation with the additional benefits available under a ULIP.
A Multi Cap Fund is typically suited to someone with a long-term financial horizon of 5 years or more who wants broad market participation. Please consult a Bandhan Life advisor for a personalised assessment.
You can participate in the fund through eligible Bandhan Life ULIP products that offer the Bandhan Life Multi Cap Fund as an available fund option.
No. The Bandhan Life Multi Cap Fund is available through eligible Bandhan Life ULIP products and does not require a separate Demat or trading account.
Existing policyholders may be able to invest in the fund through applicable fund allocation, premium redirection or fund switch$$ options, subject to product terms and conditions. These service requests can be managed through Bandhan Life iAssist.
When a new fund is launched, its units are typically offered at a base Net Asset Value (NAV) of ₹10**. This is the starting price at which units are allotted during the launch window (3rd to 17th August 2026). The NAV itself represents the per-unit value of the fund's assets — it is neither an indicator of future returns nor a measure of the fund's quality.
No. The NAV only reflects the per-unit value of the fund. A lower NAV does not necessarily indicate that a fund is more attractive or has greater growth potential than a fund with a higher NAV.
Yes. The Bandhan Life Multi Cap Fund is a market-linked fund. The value of units may go up or down based on market performance and factors influencing the capital markets. In this policy, the investment risk in the investment portfolio is borne by the policyholder.
Yes. Tax benefits% are available under Sections 80C and 10(10D) of the Income Tax Act, subject to applicable conditions and prevailing tax laws. Consult your tax advisor.
Bandhan Life iInvest Ultima Plus (UIN - 138L099V01), Bandhan Life iInvest II (UIN: 138L089V01) and Bandhan Life iInvest Advantage (UIN - 138L090V01) are a Unit-Linked Non-Participating Individual Life Insurance Savings Plan. Life insurance cover is available under this product. IN THESE POLICIES, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR. Unit-linked life insurance products are different from the traditional insurance products and are subject to risk factors.
Premiums paid in unit-linked life insurance policies are subject to investment risks associated with capital markets, and NAVs of the units may go up or down, based on the performance of the fund and factors influencing the capital market and the insured is responsible for his/her decisions.
The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
Bandhan Life Insurance Limited is only the name of the Life Insurance Company. Bandhan Life iInvest Ultima Plus (UIN - 138L099V01), Bandhan Life iInvest II (UIN: 138L089V01) and Bandhan Life iInvest Advantage (UIN - 138L090V01) are only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges from your insurance agent or intermediary or policy document issued by us. Life Insurance cover is available in this plan.
For more details on risk factors, Terms and Conditions please read sales brochures and benefits illustrations carefully before concluding a sale. Insurance issuance is subject to board-approved underwriting policy.
Buying a Life Insurance Policy is a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than all the premium paid.
Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Past performance is not indicative of future performance. Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error.
Bandhan Life Multi cap fund (SFIN - ULIF02524/06/26MULTICAP0138) is an actively new managed fund.
[**] NAV of Rs.10/- will be applicable for duly completed proposals received from 7th to 21st September 2026 and issued by 21st September 2026. For policies issued after 21st September, the prevailing NAV on the day of issuance will be applicable.
[**$] Data as on 30th June 2026. The returns are not indicative of the future performance of the fund. The ‘Morningstar Overall Rating’ is a quantitative assessment of a fund’s past performance as measured from one to five stars, with one (1) being the lowest and five (5) being the best as on 30th June 2026.
This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
Bandhan Life Multi Cap Fund (SFIN - ULIF02524/06/26MULTICAP0138) is one of the various funds offered under Bandhan Life iInvest Ultima Plus, Bandhan Life iInvest II and Bandhan Life iInvest Advantage which a policyholder can choose from. This fund will aim to achieve long-term capital appreciation from a portfolio of diversified stocks across the market capitalization spectrum. The fund can also invest in money market, cash and cash equivalent. Asset Allocation: Equity and Equity related instruments: 80%-100%, Cash and Equivalents, Money Market Instruments: 0%- 20%. Bandhan Life Multi Cap Fund is benchmarked against Nifty 500 Index.
Whilst every care has been taken in the preparation of this content, it is subject to correction and markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties.
[%] Premium Paid, Maturity Benefit, Death Benefit and Surrender Value (if any) are eligible for tax benefits subject to the conditions under Sections 80C(as per IT Act,1961) / 123(as per IT Act,2025) (under OLD Tax Regime of The Income Tax Act, 1961/2025 only), 10(10D)(as per IT Act,1961) / 11(1)[schedule-II[table:Sl.No.2](as per IT Act,2025), 115BAC(as per IT Act,1961) / 202(as per IT Act,2025) and other provisions of the Income Tax Act, 1961/2025. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor and take independent tax advice for eligibility and before claiming any benefit under the policy.
[$$] The policyholder can use this facility to transfer their existing investment from one unit linked fund to another within the Self-Managed Portfolio Strategy. There is no restriction on the number of switches policyholder can make and all switches will be free of charge.
[*] T&C Apply.
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