Navigating the Insurance Claim Process: A Step-by-Step Guide

Insurance Claim Process
We make sure that claim registration is simple, quick & hassle-free. Once your beneficiary registers a claim, our claim experts examine the claimant statement as well as the submitted documents. If all is good, the claim amount is settled without any delays so that your loved ones can use the amount when they need it most.

Claim Intimation and Registration
For Claims intimation to Bandhan Life, submit duly completed claim forms and other documents at the nearest Bandhan Life Branch Office or at our Head Office. Please click on the below links to see/ download the requirement list, claim forms and to locate our nearest branch office.

List of claim requirements , Bandhan Life Branch Locator and Network Hospital list for cashless health claim

Claim Intimation form- Individual and Keyman policies

A) Natural / Accidental/ Suicidal Death Claim

Claimant Statement - Death Claim

B) Other Forms

Certificate of Employer – Death claim

Attending physicians Statement - Death Claim

Hospital Treatment Certificate - Death

C) Accidental Disability / Dismemberment claims forms

Accidental Disability Claim Form

Hospital Treatment Certificate - Disability

D) Critical illness / Women Critical illness claim forms

Critical Illness Claim Form

Attending Physician Statement - Critical Illness

Hospital Treatment Certificate - Critical Illness

Certificate of Employer - Critical Illness

E) Terminal Illness claim form

Claim Form - Terminal Illness

Doctor's Certificate - Terminal Illness

Group Claim Intimation form

Claim Form Employer-Employee

Claimant_Statement - Affinity

COVID-19 Rider Claim form

Health Reimbursement claim form

Claim Form - Health

Settlement/ Benefit Payout
Upon receipt of the complete set of documents (as mentioned in the requirement list), we will commence the claims process immediately. In case of any clarifications / further requirements, we will get in touch with you. Upon verification of the documents, if all the documents as per the requirements are received and are found to be in order, we will release the balance/ complete death/ rider benefit amount to you/ beneficiary subject to all other terms and conditions of the contract being fulfilled.

Health Insurance Claims
Click here for tracking the claim status where you can check the time of receipt of request, in-process status, time of disposal of claim & decision taken regarding your Health Insurance Policy.

Annual	100% of annual income
Half-yearly	98% of annual income/2
Quarterly	97% of annual income/4
Monthly	96% of annual income/12

Annual	92.0% of annual income
Half-yearly	93.0% of annual income/2
Quarterly	94.25% of annual income/4
Monthly	94.5% of annual income/12