Bandhan Life Secure ‘N’ Grow solution offers a combination of benefits of two individual and separate products named Bandhan Life iGuarantee Vishwas, a Non-linked Non-Participating Life Insurance Individual Savings Plan (UIN: 138N096V04) and Bandhan Life iInvest II, a Unit-Linked Non-Participating Individual Life Insurance Savings Plan (UIN: 138L089V01). The guaranteed benefits are available under Bandhan Life iGuarantee Vishwas, a Non-linked Non-Participating Life Insurance Individual Savings Plan (UIN: 138N096V04) & are applicable if all the premiums are paid. The benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. These products are also available for sale individually without the combination offered/suggested. The customer is advised to refer the detailed sales brochure of respective individual products and segregated premium particulars of each product before concluding sale.

THE UNIT LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER / WITHDRAW THE MONIES INVESTED IN UNIT LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH POLICY YEAR.

Life insurance cover is available under both the products of this solution.

[1] Life Cover is the death benefit payable on death of Life Assured during the Policy Term

[2] Fund choices are available under Bandhan Life iInvest II (UIN: 138L089V01)

[3] Guaranteed Maturity Benefit shall be payable, provided all due premiums have been paid. This benefit is payable through Bandhan ife iGuarantee Vishwas (UIN: 138N096V04)

[4] For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns for Market Linked returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get, as the value of the policy depends on a number of factors including future investment performance.

Past performance of the investment funds do not indicate the future performance of the same.

Unit Linked products are different from traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the Insurance company.

The various funds offered under this product are the names of the funds and do not in any way indicate the quality of these plans, its future prospects or returns.

^%Premium Paid, Maturity Benefit (if any), Death Benefit and Surrender Value (if any) are eligible for tax benefits subject to the conditions under Sections 80C (under OLD Regime of The Income Tax Act, 1961 only), 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor and take independent tax advice for eligibility and before claiming any benefit under the policy. Income Tax (TDS), if any, will be deducted at the applicable rate from the payments made under the policy.

 [^] Claim Settlement Ratio: Individual Death Claim Settlement Ratio for Bandhan Life Insurance Limited for FY 2024-25 is 99.73% as per annual audited figures.

All applicable taxes, including surcharge, cesses or levies, as may be imposed by Government, any statutory or administrative authority from time to time, on the premiums payable and benefits secured under policy, shall be borne and paid by the policyholder.

*All ages applicable as per last birthday

Premiums paid in unit-linked life insurance policies are subject to investment risks associated with capital markets, and NAVs of the units may go up or down, based on the performance of the fund and factors influencing the capital market and the insured is responsible for his/her decisions. Please make your own independent decision after consulting your financial or other professional advisor. The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds

The customer is requested to separately go through the product brochures of Bandhan Life iGuarantee Vishwas (UIN: 138N096V04), A Non-Linked Non-Participating, Life Insurance Individual Savings Plan & Bandhan Life iInvest II (UIN: 138L089V01), A Unit-Linked Non-Participating Individual Life Insurance Savings Plan; to take the decision before buying this combination solution after having fully understood the risk factors, product terms and conditions.

Bandhan Life Secure ‘N’ Grow is only the name of the solution and does not in any way indicate the quality of the contract, its future prospects or returns.

Bandhan Life Insurance Limited is only the name of the Life Insurance Company and Bandhan Life iInvest II Plan UIN - 138L091V01 is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

Buying a Life Insurance Policy is a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than all the premiums paid.

Insurance issuance is Subject to board approved underwriting policy.

ADVT No. II/Jun 2026/0151