Intrusive Medical Check-Ups will be a thing of the past, all thanks to a 15-sec video selfie. Find out how

Aegon Life Insurance has started pilot-testing computer vision and facial analytics for underwriting proposal by using a live video to ascertain the age and general well-being of a proposar. The insurer expects to do away with intrusive medical checks for low-value covers using this technology.

Speaking to TOI, Aegon Life MD & CEO, Satishwar B., shared that the company has been pilot -testing facial recognition technology to identify gender, age and general well-being. This helps in validating information already provided by the proposer.

The use of computer vision goes a step beyond teleconsultation, where a medical practitioner engages with the insurance buyer over a video call.

"We started testing with something called an identity check using a 10-15 second video that helped do a face match with the image obtained during the KYC process. We then started testing the same video to identify whether it was male or female, and longevity. We clearly see this as a tech for future," said Satishwar.

He added the accuracy will improve as the technology is like artificial intelligence and there is constant learning. While currently it only validates the information provided, it could be the only underwriting that is done.